Since january 1 2014 consumers and small businesses in every state including the district of columbia have had access to obtain health and or dental insurance coverage through individual or small business health options program shop health insurance exchanges operated by states through state based exchanges sbes or operated by the federal government through the federally facilitated . For 2014 16 states and washington dc opted for state run health insurance exchanges seven states established state federal partnerships and 27 states opted for the federal exchange although most states are still following the same model they used in 2014 there have been a few changes in the ensuing three years. Health insurance exchanges in the united states expand insurance coverage while allowing insurers to compete in cost efficient ways and help them to comply with consumer protection laws exchanges are not themselves insurers so they do not bear risk themselves but they do determine which insurance companies participate in the exchange. Another term for the health insurance marketplace a service available in every state that helps individuals families and small businesses shop for and enroll in affordable medical insurance the marketplace is accessible through websites call centers and in person assistance. It also provides a snapshot and details for 2018 health enrollment and costs across the 50 states health exchanges also called marketplaces were open for business in all 50 states for the sixth year of health insurance sales beginning nov 1 2018 with open enrollment for 45 days in the states operated by the federally designed healthcare
How it works:
1. Register Trial Account.
2. Download The Books as you like ( Personal use )